About the Founder

David is an established and successful cross-functional banking and financial services industry veteran. He designed and developed OurBanc to utilize his personal experiences as an immigrant and a black man who navigated America’s financial system and professional success to help millions of struggling Americans improve their financial health.

Founder & CEO

David Dwumah

David has 20 years of expertise in financial services. Serial Entrepreneur, Risk Management Advocate, ex-Public Servant with the honor of providing oversight over transformative projects and programs at the Fed and on behalf of the US Treasury, touching all our lives! 

David earned his bachelor’s degree from the University of North Florida, a master’s degree in Information Systems from Baylor University, and another master’s degree in Accounting from the University of Notre Dame. David is a Certified Public Accountant (CPA) in the Commonwealth of Massachusetts. 

David was born in Ghana, West Africa. David arrived in the United States on New Year’s Day, 1996 to attend college on scholarship. Growing up in Ghana, David had always been intrigued by Susu, a nonformal community-based savings practice where family and friends come together in order to borrow and lend money to each other. Every time David visits his family back home in Ghana, he observes how the rise of cellphone-based Mobile Money, is radically transforming the lives of the “unbanked” and “underbanked'' by exponentially meeting users with banking services where they are, on their cellphones.

Founding OurBanc is David’s lifelong observation and belief in the power of People helping People and the use of appropriate technology to better the lives of others.